A Private Wealth Management Company

TBH (Tortoise Beats Hare), an independent registered investment advisor, delivers proactive and purposeful wealth solutions to affluent clients in every stage of life.  Operating under a fiduciary standard, TBH provides transparent and unbiased advice while working closely with a client’s trusted advisors i.e., accountants, attorneys… for an all-encompassing experience.

Our Approach

Advanced and Comprehensive

At TBH, our approach revolves around three critical components.

Listen

Plan

Invest

We must listen before we plan and we must plan before we invest. It’s that order which gives us the greatest chance for success. Studies have shown you are roughly 75% more likely to achieve a goal with a written plan. While life can be a fluid process, it’s the planning process that is paramount in achieving one’s goals.

EACH CLIENT SITUATION IS UNIQUE.

We must be active listeners and stand ready with great questions to uncover any nuances, obligations and opportunities that are critical to maximize one’s situation. Listening doesn’t stop after the initial conversations. We must constantly listen as one’s life can be a fluid process and we must stand ready to adapt to changes that may constantly present themselves.

Planning is at the core of what we do.

Planning gives the client peace of mind so they can focus more of their time, energy and attention on the things in life that matter most. We work closely with the client and their trusted advisors i.e., accountants, attorneys etc. to insure cohesive uniform solutions. If we are your first trusted advisor we will be happy to assist in building out your team.

Planning areas include, but are not limited to:

  • Financial statement preparation and analysis (including cash flow analysis/planning and budgeting)
  • Insurance planning and risk management
  • Employee benefits planning
  • Investment planning
  • Income tax planning
  • Retirement planning
  • Estate planning

Not all investment returns are created equal.

Not exactly, prophetic, but incredibly important to understand when investing. Too often investors are disappointed in their results and the reasons are vast. High fees, poor tax-efficiency, severe losses and most often, investments that never matched the goal or risk of the investor.

Four fundamental principles drive TBH’s investment philosophy.

  1. Goal Investing -Create clear, appropriate goals.
  2. Balance – Develop suitable diversified investments that match goals. 
  3. Minimize Costs – Strive for the highest risk-adjusted after-tax returns possible. 
  4. Behavior – Maintaining perspective and discipline in volatile times is critical for success.

Embedding these principles to an investment strategy greatly increases one’s success. By focusing on the things within your control, you will experience peace of mind and time to enjoy those things that matter most in life.

Exceptional and Professional

TBH employs many highly skilled advisors and support personnel that have decades of experience delivering exceptional solutions and unmatched proactive service.

Before founding TBH (Tortoise Beats Hare) Plan in 2007, David spent the previous ten years working for public institutions in various wealth management roles. From being an advisor, to running an Investment Management and Trust division and being part of group that managed a multi-billion dollar portfolio, David learned the intricacies of the planning and investment world. With this knowledge, David found a better way to work with clients.

David learned the Registered Investment Advisor model allowed him to work as a fiduciary for clients and could truly offer them customized solutions that were transparent and unbiased. His compensation would be paid solely by clients and not based on which investment product was sold or at the discretion of corporate management.

David is an avid reader of anything Behavioral Finance and is always seeking to understand how one’s preconceived notions can ultimately be the difference between success and failure. David graduated from the University of the South (Sewanee) with a B.A. in Psychology in 1993 while playing football and baseball and coaching basketball at St. Andrews-Sewanee School. David holds the FINRA Series 65 license and also serves as a founding partner for TBH Advisors.

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“Success is a journey, not a destination. It requires constant effort, vigilance and reevaluation.”
- Mark Twain